Check-In, Day 08

Dec. 8th, 2025 11:14 am
mistressofmuses: Image of nebulae in the colors of the bi pride flag: pink, purple, and blue (Default)
[personal profile] mistressofmuses posting in [community profile] writethisfanfic
Open to: Registered Users, detailed results viewable to: All, participants: 2


Where are you in working on your WIP at the moment?

View Answers

Working on pre-writing: research, planning, outlining, etc.!
0 (0.0%)

Writing!
1 (50.0%)

Editing!
1 (50.0%)

Working on something other than my intended WIP!
1 (50.0%)

Not working on anything/taking a break!
1 (50.0%)

Something else!
0 (0.0%)

November 2025 Newsletter, Volume 206

Dec. 8th, 2025 03:34 pm
[syndicated profile] ao3_news_feed

Banner of a paper airplane emerging from an envelope with the words 'OTW Newsletter: Organization for Transformative Works'

I. SPOTLIGHT ON FANLORE

In November, Fanlore ran the Fanlore No Fault November challenge: a catch-up event for earlier badges editors missed! The challenge ran from November 16 to 30, with many editors participating and earning badges from previous months.

Curious about editing Fanlore? Check out the New Visitor Portal and Tutorial for getting started!

II. ARCHIVE OF OUR OWN

On November 14, we celebrated AO3's 16th anniversary! \o/

Accessibility, Design & Technology continued to prepare emails for translation and improved how the download and chapter index menus behave with each other on smaller screens.

AO3 Documentation updated the Contacting the Staff FAQ.

Open Doors finished importing Oz Magi, an Oz annual gift exchange, and Stayka's Saint Seiya Archive, a Saint Seiya archive. They also shared an annual roundup of the fanzine collections created in the last year for fanworks imported through the Fanzine Scan Hosting Project (FSHP) and announced the upcoming import of a Harry Potter archive, PhoenixSong.

In October, Policy & Abuse received 5,061 tickets, setting a record high for the third month in a row. Support received 3,043 tickets. Tag Wrangling wrangled over 600,000 tags, or over 1,380 tags per wrangling volunteer.

Tag Wrangling also continues to create new "No Fandom" canonical tags and announced a new batch of tags for November.

III. ELSEWHERE AT THE OTW

TWC continues to prepare for the two upcoming 2026 special issues: "Disability and Fandom" and "Gaming Fandom". The submission deadline for the two 2027 special issues, "Music Fandom" and "Latin American Fandoms", is also quickly approaching on January 1.

In November, the OTW filed an Amicus brief in the United States Supreme Court, arguing that the Supreme Court should clarify the rules surrounding who can challenge a trademark registration application. In a case involving whether someone should own the trademark "Rapunzel" for dolls of the character Rapunzel, the OTW argued that the Trademark Office should consider the interests of the publicโ€”including fansโ€”in deciding whether to award private ownership over a word or symbol that may be in the public domain.

Legal also worked with Communications on a news post about recent legislation and have responded to a number of comments and queries on this post and other issues.

IV. GOVERNANCE

Board continued work on annual turnover and meeting with all committees. They made progress on the OTW Procurement Policy and expected to get it finalized soon. They, along with the Board Assistants Team, also continued to work with Volunteers & Recruiting and Organizational Culture Roadmap on the ongoing Code of Conduct review.

Development & Membership has been catching up on post-Drive tasks.

V. OUR VOLUNTEERS

December 5 was International Volunteers Day! As a volunteer-run organization, the OTW would not be possible without the support and diligence of our volunteers. We thank all our volunteers, past and present, for the work they've contributed to the OTW.

If you're curious about volunteering for the OTW, we recruit for various positions on a regular basis, and recruitment will next open in January.

From October 25 to November 22, Volunteers & Recruiting received 287 new requests, and completed 270, leaving them with 63 open requests (including induction and removal tasks listed below). As of November 22, 2025, the OTW has 983 volunteers. \o/ Recent personnel movements are listed below.

New Fanlore Volunteers: Luana and 2 other Chair-Track Volunteers
New Policy & Abuse Volunteers: Anderson, Araxie, corr, Aspenfire, Klm, Mothmantic, Nova Deca, vanishinghorizons, and 1 other Volunteer
New Tag Wrangling Volunteers: 90Percent Human, Aeon, Alecander Seiler, ambystoma, Astrum, Atlas Oak, batoidea, Bette, Bottle, bowekatan, Bruno, Chaosxvi, Destiny, DogsAreTheBest312, Dream, elia faustus, Ellexamines, Elliott W, Gracey, jacksonwangparty, Jean W, Kalico, Keira Gong, Kiru, lamonnaie, Lavender, Loria, Lucia G, LWynn, Max, Nikki, Nioral, noctilucent, Our Hospitality, Primo, Rie, Salethia, Sapphira, sashene, Schnee, Scylle, sneakyowl, soymilk, Thaddeus, TheCrystalRing, thewritegrump, Water, Wintam, yucca, and 1 other Tag Wrangling Volunteer
New Translation Volunteers: 1 Translator
New TWC Volunteers: Lys Benson (Copyeditor)
New User Response Translation Volunteers: Cesium (Translator)

Departing AO3 Documentation Volunteers: 1 Editor
Departing Open Doors Volunteers: Irina, Paula, and 2 other Import Assistants; 1 Administrative Volunteer, and 1 Fan Culture Preservation Project Volunteer
Departing Policy & Abuse Volunteers: 1 Communications News Post Moderation Liaison
Departing Tag Wrangling Volunteers: Julia Santos (Tag Wrangling Supervisor); blackelement7, pan2fel, and 7 other Tag Wrangling Volunteers
Departing Translation Volunteers: weliuona and 2 other Translators
Departing Volunteers & Recruiting Volunteers: Alisande and 2 other Volunteers

For more information about our committees and their regular activities, you can refer to the committee pages on our website.


The Organization for Transformative Works is the non-profit parent organization of multiple projects including Archive of Our Own, Fanlore, Open Doors, Transformative Works and Cultures, and OTW Legal Advocacy. We are a fan-run, entirely donor-supported organization staffed by volunteers. Find out more about us on our website.

Christmas Stock Icons!

Dec. 8th, 2025 08:14 am
3am: (blue star candle)
[personal profile] 3am posting in [community profile] icons

โ„๏ธ๐ŸŽ๐ŸŽ„ ๐’ซ๐“‡๐‘’๐“‹๐’พ๐‘’๐“Œ ๐ŸŽ„๐ŸŽโ„๏ธ

25 Christmas Stock Icons Here!

16 Heated Rivalry icons

Dec. 8th, 2025 09:48 am
maevedarcy: Shane and Ilya from Heated Rivalry (Default)
[personal profile] maevedarcy posting in [community profile] icons
Preview:

hollanov12.png hollanov06.png hollanov07.png

See all icons @ my journal or my website

siderea: (Default)
[personal profile] siderea
Canonical link: https://siderea.dreamwidth.org/1890011.html

This is part of Understanding Health Insurance
  • Introduction
  • A Health Plan is a Contract
  • โ€“ You are here





Health Insurance is a Contract



What we call health insurance is a contract. When you get health insurance, you (or somebody on your behalf) are agreeing to a contract with a health insurance company โ€“ a contract where they agree to do certain things for you in exchange for money. So a health insurance plan is a contract between the insurance company and the customer (you).

For simplicity, I will use the term health plan to mean the actual contract โ€“ the specific health insurance product โ€“ you get from a health insurance company. (It sounds less weird than saying "an insurance" and is shorter to type than "a health insurance plan".)

One of the things this clarifies is that one health insurance company can have a bunch of different contracts (health plans) to sell. This is the same as how you may have more than one internet company that could sell you an internet connection to your home, and each of those internet companies might have several different package deals they offer with different prices and terms. In exactly that way, there are multiple different health insurance companies, and they each can sell multiple different health plans with different prices and terms.

Read more... [7,130 words] )

This post brought to you by the 220 readers who funded my writing it โ€“ thank you all so much! You can see who they are at my Patreon page. If you're not one of them, and would be willing to chip in so I can write more things like this, please do so there.

Please leave comments on the Comment Catcher comment, instead of the main body of the post โ€“ unless you are commenting to get a copy of the post sent to you in email through the notification system, then go ahead and comment on it directly. Thanks!
siderea: (Default)
[personal profile] siderea
Canonical link: https://siderea.dreamwidth.org/1889543.html


Preface: I had hoped to get this out in a more timely manner, but was hindered by technical difficulties with my arms, which have now been resolved. This is a serial about health insurance in the US from the consumer's point of view, of potential use for people still dealing with open enrollment, which we are coming up on the end of imminently. For everyone else dealing with the US health insurance system, such as it is, perhaps it will be useful to you in the future.





Understanding Health Insurance:
Introduction



Health insurance in the US is hard to understand. It just is. If you find it confusing and bewildering, as well as infuriating, it's not just you.

I think that one of the reasons it's hard to understand has to do with how definitions work.

Part of the reason why health insurance is so confusing is all the insurance industry jargon that is used. Unfortunately, there's no way around that jargon. We all are stuck having to learn what all these strange terms mean. So helpful people try to explain that jargon. They try to help by giving definitions.

But definitions are like leaves: you need a trunk and some branches to hang them on, or they just swirl around in bewildering clouds and eventually settle in indecipherable piles.

There are several big ideas that provide the trunk and branches of understanding health insurance. If you have those ideas, the jargon becomes a lot easier to understand, and then insurance itself becomes a lot easier to understand.

So in this series, I am going to explain some of those big ideas, and then use them to explain how health insurance is organized.

This unorthodox introduction to health insurance is for beginners to health insurance in the US, and anyone who still feels like a beginner after bouncing off the bureaucratic nightmare that is our so-called health care system in the US. It's for anyone who is new to being an health insurance shopper in the US, or feels their understanding is uncertain. Maybe you just got your first job and are being asked to pick a health plan from several offered. Maybe you have always had insurance from an employer and are shopping on your state marketplace for the first time. Maybe you have always gotten insurance through your parents and spouse, and had no say in it, but do now. This introduction assumes you are coming in cold, a complete beginner knowing nothing about health insurance or what any of the health insurance industry jargon even is.

Please note! This series is mostly about commercial insurance products: the kinds that you buy with money. Included in that are the kind of health insurance people buy for themselves on the state ACA marketplaces and also the kind of health insurance people get from their employers as a "bene". It may (I am honestly not sure) also include Medicare Advantage plans.

The things this series explains do not necessarily also describe Medicaid or bare Medicare, or Tricare or any other government run insurance program, though if you are on such an insurance plan this may still be helpful to you. Typically government-run plans have fewer moving parts with fewer choices, so fewer jargon terms even matter to them. Similarly, this may be less useful for subsidized plans on the state ACA marketplaces. It depends on the state. Some states do things differently for differently subsidized plans.

But all these different kinds of government-provided health insurance still use some insurance industry jargon for commercial insurance, if only to tell you what they don't have or do. So this post may be useful to you because understanding how insurance typically works may still prove helpful in understanding what the government is up to. Understanding what the assumptions are of regular commercial insurance will hopefully clarify the terms even government plans use to describe themselves. Just realize that if you have a plan the government in some sense is running, things may be different โ€“ including maybe very different โ€“ for you.



On to the first important idea: Health Insurance is a Contract.



Understanding Health Insurance

No Reason 13/23

Dec. 8th, 2025 05:01 am
[syndicated profile] leifandthorn_feed

Posted by Erin Ptah

Like mother’s splash page, like son’s splash page.

(Thorn put the “Controversy” section through an online translator. He’s notย fluent enough to translate this kind of thing on-the-fly.)


[Article] . . . withdrew his testimony that he had discussed these concerns with Mr. Pilnรธrre after accepting a plea deal . . .

. . . c-mails that could have corroborated the defendants’ testimony were supposedly lost in a server crash . . .

Leif: Thorn.

[Article] . . . independent review supports the claim that, if the girders in the engineers’ original design had not used sub-standard . . .

Leif: Don’t read any more of this.

[Article] . . . the statement later used against Ms. Jernborg was only signed after twelve hours of interrogation . . .

Leif:ย Thorn. Stop. Wombats. Stop.

El Goonish Shive - falsekings-078

Dec. 8th, 2025 12:00 am
[syndicated profile] egscomics_feed

New comic!

Today's News:

"We now OFFICIALLY have room for parties! Very small parties. The second room's as small as the first. Also, I don't like crowds or being surrounded by people. Basically, I'm inviting Sarah."

- The "room" was once mansion-sized, but shrunk when Pandora became Hope

Part of me wanted to make the sound effect in panel three "room'd", but decided that was too silly. I therefore went with a more refined "bwoomph."

Hope Growing in POWER! ...Maybe

The fact of the matter is that Hope has never attempted making a second room before. She'd been spending all her time alone, and didn't need the space for anything. Her being able to make the room now isn't proof that she's gotten stronger since resetting.

Consequently, I would tell Bishop that she need not be concerned by Hope making a second room, but she just asserted that everything is concerning, so she's going to be concerned regardless.

- Saturday EGSNP

Profile

lielac: A clump of purple lilac flowers. (Default)
lielac

June 2024

S M T W T F S
      1
23 45678
91011 12131415
16171819202122
23242526272829
30      

Style Credit

Expand Cut Tags

No cut tags
Page generated Dec. 8th, 2025 08:11 pm
Powered by Dreamwidth Studios